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Saturday, May 14, 2011

Visa will launch digital wallet system


Visa plans to launch a new type of digital wallet that enables consumers to pay for items purchased online with just one click.
Visa's offer could also allow consumers, pay for products purchased via wireless mobile devices equipped with wireless digital wallet.


The company promises a range of benefits through the digital wallet. Consumers can order online with a single click, using a single e-mail address or ID and password to enter data instead of mailing addresses and credit card numbers on each retail site. In addressing the security issues, Visa analyze different types of authentication to ensure that procurement is done safely.

Consumers will be able to control and personalize your account and privacy settings "digital wallet". Eventually, retailers will be able to send buyers discounts or promotions via digital wallet stored on their mobile devices.
To promote digital wallet system globally, collaborating with other providers of Visa cards, local banks, credit unions and merchants. The company plans to launch in the U.S. digital wallet and Canada this fall, more countries are scheduled for release next year.
In March, Visa and Samsung said they will collaborate to enable smartphone users to make payments using NFC phones on the London 2012 Olympic Games period.
Digital wallet capabilities will vary depending on the resources of a particular country, according to Visa.
In most developed countries, where there is need for electronic payment systems and widespread availability of mobile broadband, digital wallet will make NFC payments via mobile devices, allowing wireless consumers to pay the price of products purchased. The store will also be available on behalf of Visa and other providers, all of which can be accessed by the user through a unique password.
In economies with a large number of mobile phone users, Visa plans to team up directly with local financial service providers and network operators to offer customers a way to send and receive funds and to manage their financial accounts through mobile devices.
"Large-scale adoption of mobile and Internet technology is changing the way people traded globally, so we focus on providing services and products, locally adapted," said Visa CEO Joseph Saunders. "We introduce new solutions for electronic and mobile devices ecomertul, Visa solutions that provide the same quality - reliability, comfort and safety - that people enjoy when using Visa cards.

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